Realconometrics
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Know the Score and Get The Best Possible Mortgage Rate
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Negative events like bankruptcies, liens, collections, foreclosures and slow pays. “Depending on the seriousness of the event, it can stay on your report for as long as 7 years,” said Hood. “The older the negative event, the less impact it has on your score.”
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A ratio of your debt balances (like credit cards) to available credit. “Low balances are good,” adds Hood. “There is no ideal utilization of credit card availability credit, but keeping any one card – and the total balances across all cards – to less than 50 percent is preferred.”
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Public record information. “If you have a lot of unpaid speeding tickets, it will affect more than your car insurance rates,” warns Hood. “Some public record items can remain on your report for 10 years, so avoid judgments from unpaid tickets and other legal actions.”
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Number of recent inquiries which means credit applications you’ve made – not inquiries by credit companies looking to pitch you a new card or insurance companies you engage to change car insurance. Now is not the time to buy a new car or replace the refrigerator if you can help it. “Limit your new credit account inquiries to maximize your score.”
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Number of credit lines on your report. “Too many credit cards and credit lines can lower your score. The score benefits those with a balance of credit cards, installment loans and mortgages.”
- Number of years you’ve had credit reported to the bureau. “The longer the history the better, but people in their twenties can qualify for homes,” adds Hood. Establish a solid record of pay history as soon as possible. Typically, the best approach to developing a credit score is to have three credit lines “open for no less than 12 months.”
- Pay your bills on time.
- Keep your credit card balances low.
- Clean up judgments, liens and other delinquencies from your credit bureau reports.
- Don’t open new credit accounts unless absolutely necessary.
- Don’t close your oldest credit accounts unless absolutely necessary.
- Correct common errors on your report like incorrect loan balances, credit limits, delinquency dates and open/closed statuses.
- More than a third of disputes have to do with collection accounts
- Collections are 5 times more likely to be disputed than mortgage delinquencies
- Few than 1 in 5 people obtain a copy of their credit report on an annual basis
- 1 in 5 consumers will receive a credit score that is substantially different than what the lender or creditor will see
- Balcony
- View
- Location
- Rennovation
- 2 Bedrooms
- 2 Bathrooms
- Wet Bar
- Appliances
- Includes Refridge
- Assigned Parking
- Community Pool
- Manicured Grouds
- Roof Replaced 10/11
- Windows 11/11
- DART nearby
- Attached Laundry
- Great Schools -Pecan Creek Elementary is in the neighborhood
- Great Neighbors-Neighbors that care about the community, their kids, their homes
- Neighborhood Amenities-Swimming Pool, Community Center, Playground, Hike & Bike Trails
- Easy access to the A-Train MedPark station (to downtown Denton or downtown Dallas) and I35E
- Trees-Trees- and more Trees (this is NOT common for North Texas)
- Quick access to fishing and boating at Lake Lewisville, one of the largest Lakes in North Texas
- Nearby golf at family friendly Oakmont Country Club and Timber Links Golf Course
- State of the art Denton Regional hospital and medical care near the entrance to the community
- Awesome higher education access at TWU, UNT, and NCTC
- Jazz, Rudy's BBQ, History, and lots of other fun things to do in Denton
- During the 12 months ending in September 2011, 26,512 multifamily building permits were issued, 59 percent more than one year ago.
- September 2011 existing single-family home sales were 14 percent higher than in September 2010.
- In September 2011, the Texas foreclosure rate was one in every 985 mortgages, substantially better than Nevada's one in 118, California's one in 259 and Utah's one in 408.
- Heated Pool
- Heated Spa
- Coverd Patio
- Custom Pergola
- Granite Countertops
- Corner Lot
- Private Backyard
- Laminate Wood Floors
- Excellent Schools
- 3 Bedrooms
- 2Baths
- 2 Living Areas
- 2 Dining Areas
- Undercabinet Lights
- Updated Roof
- Updated Water Heater
- Vaulted Master
- Fresh Paint
- Beautiful Landscapng
- Cool Neighborhood
- Unbeatable Location
Re-posted with permission of Lynn Hood.... by the way I am very very picky about what loan officers we recommend.
Hands down over and over and over consistently for many years Guardian wins. Ever had a mortgage company get the file finished and to the title company two weeks before closing? I have...and that was with Guardian. Never missed a closing time, even when I've given them the file as little as two weeks before closing. Competitive rates for my customers and just about the lowest fees I've ever seen with any lender...over and over and over. Now on to the credit score and getting the best rates.....
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By Lynn Hood, Loan Officer, Guardian Mortgage Company, Inc.
Has this happened to you? A hopeful young couple recently filled out all the paperwork to get approved for a loan and was shocked to discover the high rate for which they qualified. “But I checked my credit score online!” said the young man. “Many people rely on those quickie credit score calculators online and don’t realize that mortgage underwriters use different factors to figure credit score,” says Lynn Hood, loan officer at Guardian Mortgage Company’s Arlington, Texas office. “Even if you get a credit score from one of the credit bureaus, it may not be the same as the score used by a lender or take into consideration all the factors we have to.” Fewer than one in five people actually obtain copies of their credit reports on an annual basis. The most effective way for consumers to identify errors in their reports is to review them annually. So what is credit score and how can you make it better? According to Hood, a credit report is simply a tool to help lenders assess this risk of lending to a potential borrower by providing their credit history and the score provides the ranking for credit quality of that history with the potential for default. Statistically, potential homebuyers with a score of 600 or less, for example, have an 87% chance of default while those with 700-719 only have a 5% likelihood of defaulting on the loan. “Credit score can make a huge difference in the interest rate you will pay on your mortgage – most likely the biggest thing you ever buy,” notes Hood. What is in Your Credit Score? There are differences in the scoring models consumers can access vs. those credit lenders may obtain. However, the differences are not typically sever with only one in four being a credit-quality category impactor. Consumers cannot know ahead of time whether the score they purchased from an online site will closely track or vary moderately or significantly from a score sold to creditors. Thus, consumers should not rely on credit scores they purchase exclusively as a guide to how creditors will view their credit quality. Much like a grade in school, different factors on credit scores are weighted. On-time payment is about 35% of your score; outstanding debt (balances) is 30%; credit history is 15%; inquiries and new credit is 10%; and types of credit are 10%. “Some people erroneously think they need to have lots of different types of credit to get approved for a mortgage, but it is only 10% of the overall score. Having a low balance and on-time payments are much more important,” says Hood. Six Ways to Improve Your Credit Score The first step is to get your credit report from each bureau. They are required by law to make it available for free to everyone once per year. You can get yours online or by mail. Review it carefully. It is not uncommon for there to be mistakes. Experian: www.experian.com When you note a mistake, send a letter (with delivery confirmation requested) to both the credit bureaus and the creditor explaining what is in error. Provide your back up documents, but don’t send your originals. Include a copy of the credit report you used to identify the error and ask that the information be corrected. Why should you send multiple copies (one to the bureaus and one to the creditor)? Because credit reporting companies resolve an average of 15 percent of the consumer disputed items internally, without getting the data credit furnishers involved. The remaining 85 percent are passed on to the creditors. Ensuring both parties have the needed information improves your ability to have the issue resolved in a timely manner. Here are a few points that the CFPB recently reported about consumer’s experiences with working with credit bureaus: “People are often surprised at what they find on their credit reports. We especially see mix-ups with people of the same name like “Senior” and “Junior,” or old items that were never removed that should have dropped off after a certain amount of time. Collections agencies are particularly bad about recording payments to the credit bureau.” Each credit bureau has a process for correcting mistakes. Often it is as simple as providing proof of payment or disputing an item. Disputing an item will cause them to begin an inquiry with the credit reporter. It can take weeks and you will want to make sure to get another copy of your report before moving forward on your mortgage application. If your credit card balances are high, you may want to consider spending a few months paying them down before applying for a mortgage. Lastly, don’t apply for new credit for a while. It makes it look like there may be additional debt unknown to the underwriter or that your spending may be increasing. After you get your home, you can then get other loans for life’s necessities. “There are a lot of factors and your score is constantly changing,” said Hood. “Clients with a poor or too-low credit score can usually improve it significantly within six months to a year by following these steps.” So what happened to the young couple? “They decided to wait a few months until they could get their credit report corrected,” said Hood. “Now they have a home at a low rate with the payment they can afford.” Have more questions about improving your credit score? Contact an experienced loan officer like Lynn Hood at Guardian Mortgage Company today about your specific situation. Guardian Mortgage Company has been serving North Texas since 1965. Lynn Hood (817) 261-7235 or LynnHood@gmc-inc.com. |
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
DALLAS Stop Paying Rent--Buy a Condo Instead
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Keller Williams Realty : 546 E. Sandy Lake #100A - Coppell TX 75019 : 972-350-5000 |
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Search North Texas Homes for Sale including Coppell and Valley Ranch
Search for homes for sale in: Addison, Allen, Argyle, Arlington, Bartonville, Bedford, Bluffview, Carrollton, Castle Hills, Colleyville, Coppell, Copper Canyon, Corinth, Dallas, Denton, Euless, Farmers Branch, Flower Mound, Fort Worth, Frisco, Grand Prairie, Grapevine, Haslet, HEB, Hickory Creek, Highland Park, Highland Village, Hurst, Irving, Justin, Keller, La Villita, Lake Dallas, Lantana, Las Colinas, Lewisville, Mansfield, Northlake, Oak Lawn, Park Cities, Plano, Preston Hollow, Providence Village, Richardson, Richland Hills, Roanoke, Saginaw, Savannah, Southlake, The Colony, Trophy Club, University Park, Uptown, Valley Ranch, Watauga, Westlake and anywhere in the North Texas area.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Keller Williams Realty Highest in Customer Satisfaction ...Again
Search for homes for sale in: Addison, Allen, Argyle, Arlington, Bartonville, Bedford, Bluffview, Carrollton, Castle Hills, Colleyville, Coppell, Copper Canyon, Corinth, Dallas, Denton, Euless, Farmers Branch, Flower Mound, Fort Worth, Frisco, Grand Prairie, Grapevine, Haslet, HEB, Hickory Creek, Highland Park, Highland Village, Hurst, Irving, Justin, Keller, La Villita, Lake Dallas, Lantana, Las Colinas, Lewisville, Mansfield, Northlake, Oak Lawn, Park Cities, Plano, Preston Hollow, Providence Village, Richardson, Richland Hills, Roanoke, Saginaw, Savannah, Southlake, The Colony, Trophy Club, University Park, Uptown, Valley Ranch, Watauga, Westlake and anywhere in the North Texas area.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
School Rankings in Texas in 2012
I know it is important to many to be in an area with great schools, but I have never liked the way many homebuyers and perhaps others are so focused on a one word description of the school ...like Exemplary or Great Schools ranks it a 10. Most people have little or no idea what the rankings are based on and why one school might be recognized and another exemplary. It may be issues that are of no importance to your child. My suggestion is to visit the school in the area you want to live in. See how your child or children will fit in. See what kind of reception you get from the staff and teachers. See what programs they offer. See if you like the school setup. You may want your school to offer a particular foreign language, or have advanced science classes, or a great music program. One word or number rankings don't always take this into account.
We just wanted to pass along the news that there will be no new school ratings published this year for the State of Texas. Here is a fresh look at the current ratings by pdf format.
Check out my Metroplex Home Sales Info site, then click on buyer resources, and then the 2011 school rankings. Or click on one of the 2011 Texas School Rankings link, either Version 1 or Version 2.
The Texas Education Agency has issued a statement on their website with regard to the yearly ratings. For more information, please click on the link to take you to that site:
http://ritter.tea.state.tx.us/perfreport/account/
I also think many parents should check out Charter schools in their area. These are not included in the rankings, often get public funding, and are often excellent schools with less limited boundaries than the public schools.
It seems as though most school districts in our area were also very strict about attendance zones in the past. However with the school funding issues over the past year or two, we see many districts offering waviers. This is based on availability and some school districts offer open enrollment within the district on a space available basis.
One thing to keep in mind is that school attendance zones can change. School districts open and close schools periodically. Sometimes demographics change and growth happens requiring new schools.
So these are just many of the issues you should keep in mind when buying a home. For assistance with these and many other ideas and concerns that come up during the home buying process, call us first to walk you through the search, offer, and closing process anywhere in the DFW Metroplex area.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Top Ten Markets for Investors in 2012
Top Ten Real Estate Markets for Investors (Part 2) | REALTOR.com® Blogs YEAH... I just got quoted for this article. Nice article. Too bad they got my company name wrong. Website is right though, so I guess people can figure it out. If you are buying an investment property in Fort Worth or anywhere in the DFW metroplex give us a call. You can also checkout my Top Ten lists for Fix and Flips, Buy and Hold, and Cool properties at my TeamLynn.com website or by clicking on any of the links.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
The Preserve at Pecan Creek Denton TX 76208
The Preserve at Pecan Creek in Denton, TX 76208
You'll often wonder why or where some communities received their name? As I was told by one of the area's largest developers today, she picked that name because she liked it. Well The Preserve at Pecan Creek in this case is very fitting. It is lush and natural and filled with trees and green areas, bordering Pecan Creek that feeds into Lake Lewisville . This a neat hidden gem of a community, just off I35E in the Southern part of Denton. Mostly hidden from the highway and commercial area, but close enough to be really convenient to the highway, Denton and Dallas.
There are currently approximately 750 homesites in The Preserve at Pecan Creek and new home builders still active. The master developer is Forestar and the current builders are Beazer, Standard Pacific and First Texas Homes. The master plan for the community shows about 70 percent complete as of Spring 2012. Homes range from approximately 1800sqft to more than 4000sqft with prices from the 130s to the low 300s. The smaller homes will typically be 1 story with 3bedrooms, 2baths, and a 2car garage. The larger homes will typically have 4-5 bedrooms, 3-4 baths, and 2 or 3 car garage on larger than average lots. Prices and values are some of the best in the DFW Metroplex in my opinion. Combine that with the traditionally low property taxes for Denton County and you have a great place to live. As is common with many master planned communities, the neighborhoods are broken up into various sections often based on the size of the lots and the size of the homes.
The Top Ten reasons to live at The Preserve at Pecan Creek .
Homes for Sale in The Preserve at Pecan Creek
Homes for Rent in or NEAR The Preserve at Pecan Creek
New Homes for Sale in The Preserve at Pecan Creek
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Arbor Manors Neighborhood in Coppell, TX
Arbor Manors is a David Weekley built neighborhood located near the center of Coppell, TX and the corner of Sandy Lake Road and Denton Tap Road. This neighborhood has approximately 80 homes ranging from approximately $500,000 to $800,000 in sales price and building taking place mostly from 2009 to 2012. Lot sizes vary from about 1/5 to 1/2 acre on winding streets lined with old growth trees.
One of my favorite things about this neighborhood is the location, close to shopping, Town Center, the YMCA, the library and all three excellent schools in Coppell ISD. It is also one of the newer neighborhoods in Coppell, where residential construction is nearly finished.
Coppell is still a small town to me. It's easy to drive from one city in the Metroplex to another and not really be able to tell the difference. I think Coppell is different as there are only about 40,000 residents. You see the same people at the post office, school events, charity events, and the grocery store. There's still a 4th of July parade. I also like that in this small town, people still care. They care about their kids, their schools, their churches, and their city government. The town is friendly and clean with very limited commercial development near neighborhoods and no manufacturing. Building codes are strict and enforced. Nearly every neighborhood has a Home Owner's Association which helps keep yards, homes, and fences looking tidy.
If you can't find the right home for sale in Arbor Manors, you might also consider Alexander Court, Magnolia Park, Georgian Place, or Copperstone among others.
If you have questions about this neighborhood or any neighborhood in Coppell, please give Bruce Lynn a call at 214-675-6992. We would love to help you buy the right home here.
Search homes for sale in Arbor Manors
Search homes for sale in Coppell
Search homes for sale in Coppell ISD
Search homes for rent in Coppell
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
DFW Dallas Fort Worth Relocation Services
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CEO Directives Relocation (http://www.ceodirectives.com)
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Netherlands Relocation (http://livingnl.com)
Iconnect Dubai Relocations (http://www.iconnect-ae.com/english/home.aspx)
Denmark Relocation (http://www.gateway2.dk)
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Christus Health Relocation to Irving, TX
Welcome to Christus Health to Irving, TX and the DFW Metroplex. We look forward to having you here. You will find the Las Colinas area a great place to live, as well as many other parts of Irving and the Metroplex . If you are an employee of Christus and need help with your relocation, we are ready to work for you and to do everything we can to protect your relocation benefits. No matter what company manages your benefits we can be your realtor of choice during your move and will work with all relocation companies to help find the right home for you to lease or purchase. We're experts on the Irving and DFW Metroplex area.
Check out homes for lease or rent in the Irving area.
Check out homes, townhomes, and condos for sale in Irving area.
Check out homes, townhomes, and condos leases in the Las Colinas area.
Check out condo and townhomes for sale in the Las Colinas area.
You may also want to check out neighborhoods like Valley Ranch, Coppell, Grapevine, Flower Mound, Carrollton, and downtown Dallas among others. No matter where you want to live, give us a call first at 214-675-6992 and well set you up with listing alerts that will allow you to beat other buyers to the latest properties.
We look forward to serving you.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Top Ten Cool & Unique Buys in DFW for December 2011
Each month we post the
Top Ten Cool and Unique Buys
we've found for sale in the DFW Dallas Fort Worth Metroplex. There are normally a variety of
styles, ages, sizes, and prices. Some have unique locations, some are historic renovations, some are contemporary, some are just down right cool homes. Sometimes they're great investment properties. Sometimes they're great family homes. Sometimes they have acreage.
They often move very fast due to being a top find, so if you are interested in one of these properties, please call us immediately. The phones are
often busy, so if we don't answer, leave us a voicemail and we'll call you back.
Check back each month for our latest finds
. If what you need isn't listed here, send me an email at rb@@@@teamlynn.com or call me at 214-675-6992 and we will set up a search specifically to
meet your needs. That way you can beat other buyers to the best properties. You might notice at times there are more than TEN best buys. That's just one way we add value for our clients. We always try to meet, but beat your
expectations. Most realtors hate unique homes, I thrive on them, so if you are looking for a unique home, call me first and we'll do our best to find
you the right home for your needs.
If you have a unique home and need to sell and your favorite realtor is walking your home saying "Oh my", give them the Donald Trump "You're fired" and hire me. You want to hear "WOW", "Cool", and "Awesome" from the realtor who will sell your home. Plus you home can be
featured here and exposed to buyers who don't want a tract home.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
2011 Property Tax Rates for the DFW Dallas Fort Worth Metroplex Area
Many buyers ask me about tax rates for different cities and counties. Now at my teamlynn.com website you can find a link to many of the city and county tax rates for the DFW Metroplex area. Just click on DFW Property Tax Rates to download this .pdf courtesy of Republic Title.
My advice is don't always focus on the cities with the lowest tax rates. That may not be the best pick for appreciation, quality of schools, quality of services, etc. You should factor into your home buying decision much more than tax rates.
One thing to consider is transfer fees and HOA fees. Some master planned communities now have transfer fees when you sell a home. I've never seen a list of HOA fees that different communities charge, but if you come across one for the North Texas area please drop me an email.
While some people from other states think our property tax rates are high, remember our home values may be lower and we are one of two states with no state income tax. Checkout the artcle in Tierre Grande -"High Tax Anxiety" We raise our taxes through property taxes here in Texas. The lowest property tax rates in the DFW area are approximately 2% of the appraised value of your home, while the highest are approximately 3%. There are exemptions discounts in some areas if you use the home as your personal residence and is your homestead, if you are over 65, or a disable veteran.
As always if you are thinking of moving to the DFW Dallas Fort Worth Metroplex are, please give me a call and feel free to search the North Texas MLS by clicking one the the links.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Townhome for Sale in Irving, TX
This townhome is priced almost $30,000 under the market.
Come checkout out this relo property and make a great deal for the new year.
Quiet, Gated Community near Northlake College, the new DART Orange Line, Las Colinas, DFW Airport, and many major freeways.
For more homes in Lakeside Landing and other area Condo and Townhome developments in Irving check out:
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
The Everyday Life of a Realtor
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Rent?s Upward Ride: Could Prices Follow?
Rent’s Upward Ride: Could Prices Follow?
Bruce Lynn, Your Realtor
Keller Williams Realty
214-675-6992
rb@teamlynn.com
www.teamlynn.com
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Real Estate is Looking Up in Texas
From the Texas State Comptroller's Texas Ahead website .... It features two tools — "Economic Outlook" and "Tracking the Texas Economy" — that can keep you up to date on the Texas economy.
Among the site's latest updates:
Texas Ahead also features the Texas 100 Stock Index, historical production and consumption data and other facts and statistics that shape the Texas economy.
The website also allows you to be notified via e-mail anytime new information is added.
Check it out and let us know about any other websites you use to get update information on real estate and the economy.
Source: Real Estate Center Online News
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
FREE Search for Arlington Homes for Rent or Lease
FREE Search for Arlington Homes for Rent or Lease
Tips for getting the very best rental:
Fill out your application before you ever look...one per adult.
Have your application fee ready...normally $35-$50/person.
Fill everything out on the applications, phone numbers, emails, addresses.
Make it easy for the landlord to verify your information.
Make it easy to read....take your time....make it look nice.
Have your deposit ready, normally one month's rent.
Look 30-40 days before you want to move in.
You may have to give notice at your current place first.
Most landlords won't hold a property 60-70 days waiting for you to move.
Include copies of your last two paychecks with your applications.
If you are in a new job, get a copy of your offer letter.
Include any other information you feel will support your case and make the landlord want to take you.
The competition is stiff these days. On many properties we get multiple applications.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Dallas Fort Worth Credit Repair
Every so often we have clients ask us about credit repair.
The best way I know of is to first get a copy of your credit report.
You can do so so with your lender or here at this link:
Highlight what is not valid then Call Now: 877-883-4454
to speak to a paralegal about other ways to improve your schore.
The best way to improve your credit score:
Pay off small balances first.
Pay all bills on time or a few days early.
Pay down credit cards to at least half of available credit line.
Dispute anything that is not yours and have credit bureaus remove it from the report.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Top Ten Cool and Unique Homes in DFW Dallas Fort Worth Metroplex July 2011
Each month we post the Top Ten Cool and Unique Buys we've found for sale in the DFW Dallas Fort Worth Metroplex. There are normally a variety of styles, ages, sizes, and prices. Some have unique locations, some are historic rennovations, some are contemporary, some are just downright cool homes. Sometimes they're great investment properties. Sometimes they're great family homes. Sometimes they have acerage. They often move very fast due to being a top find, so if you are interested in one of these properties, please call us immediately. The phones are often busy, so if we don't answer, leave us a voicemail and we'll call you back.
Check back each month for our latest finds. If what you need isn't listed here, send me an email at rb@teamlynn.com or call me at 214-675-6992 and we will set up a search specifically to meet your needs. That way you can beat other buyers to the best properties. You might notice at times there are more than TEN best buys. That's just one way we add value for our clients. We always try to meet, but beat your expectations. Most realtors hate unique homes, I thrive on them, so if you are looking for a unique home, call me first and we'll do our best to find you the right home for your needs.
If you have a unique home and need to sell and your favorite realtor is walking your home saying "Oh my", give them the Donald Trump "You're fired" and hire me. You want to hear "WOW", "Cool", and "Awesome" from the realtor who will sell your home. Plus you home can be featured here and exposed to buyers who don't want a tract home.
See some cool Texas homes here.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Flip That Contract ATTENTION DFW Dallas Fort Worth Real Estate Investors
Fix and Flip:
Investors:
We are here to help you make money in real estate. We're also here to save you money and separate the fact from the fluff. If you've ever seen one of the late night TV commercials promising real estate riches..... GET REAL....don't waste your money. Come see George, by clicking on the link above. His classes are inexpensive and vital to your success in the Texas real estate market. I have taken classes from George and many many others in the industry. I truely believe there is no better value.
Buy and Hold:
If you are a buy and hold investor we are here to assist you. Check out our monthly Buy and Hold investment housing picks. We will help you buy and then help you get them rented.
Turnkey:
We also have turnkey properties ready to go with renters in place. If you are interested in buy and hold, please let us know. Often these properties are not listed.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
DFW Dallas Fort Worth Metroplex School Zone Home Search
Dallas Fort Worth School Zoning Resources
School Zone Search
As you search for a home in the DFW Dallas Fort Worth Metroplex area, you will often see disclaimers to check schools before you buy. That is because we know schools are important to families around here, and being in the "right" school zone can mean significant price differences in a home's value. Beware that just because you buy a house in a certain city, does not always mean you are in that city's main school district.
For example buying a home in the city of Coppell, could mean your children will go to Coppell, Lewisville, or Carrolton-Farmers Branch schools. Buying a house in the city of Irving, could mean your children go to Irving, Coppell, or Carrollton-Farmers Branch schools. These are common examples of where the very old school boundary lines were drawn do not follow the city boundaries. There are places where even homes on the same street may go to completely different school systems.
School Boundaries
You should also be aware that even within certain school districts and school boundary lines that the zoning can change from year to year. Some schools fill up. So if you are buying or renting a house to be in a specific school zone, you should always check directly with the school and the administration office to ensure you are in the right boundaries. We are also seeing some districts move to open enrollment. This means a couple of different things. In some school districts that means that even if you are in a certain school's boundary, that you may be able to send your child to a different school within that district if there is room.
A second concept that seems new for the 2011-2012 school year is the idea of open enrollment between school districts. This seemed almost impossible in most places in the past, but starting with this school year, some districts due to budget crunches have opened enrollment to students from outside their districts if they feel there is room. That is to gain extra revenue from the state.
Home Searches
If you are searching for a home in the DFW Dallas Fort Worth Metroplex area, you've found your right resource. Click here to search for homes for sale or lease in Addison, Allen, Argyle, Arlington, Bartonville, Bedford, Carrollton, Castle Hills, Colleyville, Coppell, Copper Canyon, Corinth, Dallas, Denton, Euless, Farmers Branch, Flower Mound, Fort Worth, Frisco, Grand Prairie, Grapevine, Haslet, HEB, Hickory Creek, Highland Park, Highland Village, Hurst, Irving, Keller, Lake Dallas, Lantana, Las Colinas, La Villita, Lewisville, Mansfield, Northlake, Park Cities, Plano, Richland Hills, Richardson, Roanoke, Saginaw, Southlake, Trophy Club, University Park, Valley Ranch, Watauga, and Westlake.
Home Searches by School Zone and School District and Specific Schools
Most of the public home search and lease / rent search sites don't allow you to specifically search by school district or school name. Ours does. Search the MLS for FREE by school name or . If you need assistance just send me an email and I will be happy to set up this search for you.
School Zone Web Sites by City and School District
Each school seems to have a different method of determining which addresses go to which schools. The ones I like best allow you to type in the address and then return the results by school. Unfortunately some districts only display maps and feed maps. If this is the case I suggest you contact the school directly. Links change often so if you find a better link or better information please send me an email at rb@teamlynn.com and let me know how we can make this post better.
City (School District(s)) School Zone Map Address Checker
| Addison (Dallas ISD) | Map | Check Specific Address |
| Allen (Allen, Plano) | ||
| Argyle (Argyle, Denton) | ||
| Arlington (Arlington, Mansfield, Kennedale) | ||
| Bartonville ( | ||
| Bedford (HEB) | ||
| Carrollton (CFB, Plano) | ||
| Castle Hills (CFB, Lewisville) | ||
| Colleyville (GV-C) | ||
| Coppell (CFB, Coppell, Lewisville) | ||
| Corinth | ||
| Dallas (Dallas, Plano) | ||
| Denton | ||
| Euless (HEB, GCV) | ||
| Farmers Branch (CFB) | ||
| Flower Mound (Lewisville) | ||
| Fort Worth | ||
| Frisco (Little Elm, Frisco, Lewisville) | ||
| Grand Prairie | ||
| Grapevine (Grapevine-Colleyville GVC) | ||
| Haslet | ||
| HEB (Hurst-Euless-Bedford, GVC) | ||
| Hickory Creek | ||
| Highland Park | ||
| Highland Village (Highland Village, Lewisville) | ||
| Hurst | ||
| Irving (Irving, Coppell, CFB) | ||
| Keller (Keller, Northwest) | ||
| Lake Dallas | ||
| Lantana (Denton) | ||
| Las Colinas (Irving, CFB) | ||
| Lewisville (Lewisville) | ||
| Mansfield | ||
| Northlake | ||
| Park Cities (Highland Park) | ||
| Plano (Plano) | ||
| Richardson (Plano, Richardson) | ||
| Richland Hills (Birdville) | ||
| Roanoke | ||
| Saginaw | ||
| Southlake (Carol, Keller) | ||
| Trophy Club (Northwest, Carroll) | ||
| University Park (Highland Park) | ||
| Valley Ranch (Coppell, CFB) | ||
| Watauga (Birdville, Keller) | ||
| Westlake (Westlake, Keller) |
School Rankings
We see lots of families search for homes specifically in Exemplary school zones.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
SWIM this SUMMER 9103 Silverdollar in Valley Ranch, Irving, TX 75063
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Keller Williams Realty : 120 S. Denton Tap Raod #305 - Coppell TX 75019 : 972-350-5000 |
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Buy Troy Aikman's Dallas Home
Some people's mama's don't want them to grow up to be Cowboys. Some people's daddy's definately want them to grow up to be Dallas Cowboys. Either way you now have the chance to own the home of a former Dallas Cowboy quaterback Troy Aikman. Buy this house at 4425 Highland Drive from me and we'll get you season tickets to the 2011 Dallas Cowboy's season if there is one and if you would rather watch from home a big screen tv instead. Now you can have over 10,000sqft of living space surrounded by beautiful grounds in the heart of Highland Park. Being a Dallas Cowboy is somewhat like being a Marine. Once a Cowboy always a Dallas Cowboy, but now Troy works for Fox Sports as on air talent. Buy this Texas home and you can even being on the same block as a Ewing. Unfortunately not the JR Ewing you are thinking about from the Dallas tv show fame. Although Larry Hagman has been seen in the area just last month. For more information on this Highland Park home or any other home in the Dallas Fort Worth Metroplex area call Bruce Lynn at 214-675-6992.
4425 Highland Drive, Dallas, TX 75205
Troy Aikman
Who Shot JR Ewing?
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Top Ten Condo Buys in DFW Dallas Fort Worth Metroplex May 2011
DFW Dallas Fort Worth Condos and Townhomes:
Each month we post the Top Ten DFW Condo and Townhome buys we've found for sale in the DFW Dallas Fort Worth Metroplex. There are normally a variety of styles, ages, sizes, and prices. Some have unique locations, some are historic rennovations, some are contemporary, some are just downright cool condos and townhomes. They often move very fast due to being a top find, so if you are interested in one of these properties, please call Bruce immediately at 214-675-6992. The phones are often busy, so if we don't answer, leave us a voicemail and we'll call you back.
Check back each month for our latest finds. If what you need isn't listed here, send me an email at rb@teamlynn.com or call me at 214-675-6992 and we will set up a search specifically to meet your needs. That way you can beat other buyers to the best properties. You might notice at times there are more than TEN best buys. That's just one way we add value for our clients. We always try to meet, but beat your expectations. Most realtors hate condos and townhomes, I thrive on them, so if you are looking to buy or sell a DFW area condo or townhome, call Bruce first at 214-675-6992 and we'll do our best to find you the right home for your needs.
If you have a Condo or Townhome to sell and your favorite realtor is walking your home saying "Oh my", give them the Donald Trump "You're fired" and hire me. You want to hear "WOW", "Cool", and "Awesome" from the realtor who will sell your home. Plus you home can be featured here and exposed to buyers who specifically want to buy and live in a condo or townhome.
Top Ten Dallas Fort Worth Condos and Townhome Searches:
Specific Dallas Fort Worth Condos and Townhome Searches:
Design District Area Condos
Highland Park / University Park Condos
Greenville Avenue Area Condos
Oak Lawn Condos
Victory Park Condos
Dallas Luxury Condos
Fort Worth Luxury Condos
Condos in 75201, 75202, 75204, 75205, 75206, 75207, 75219, 75226, 75246
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com
Top Ten Cool and Unique Buys in DFW Dallas Fort Worth Metroplex May 2011
Each month we post the Top Ten Cool and Unique Buys we've found for sale in the DFW Dallas Fort Worth Metroplex. There are normally a variety of styles, ages, sizes, and prices. Some have unique locations, some are historic rennovations, some are contemporary, some are just downright cool homes. Sometimes they're great investment properties. Sometimes they're great family homes. Sometimes they have acerage. They often move very fast due to being a top find, so if you are interested in one of these properties, please call us immediately. The phones are often busy, so if we don't answer, leave us a voicemail and we'll call you back.
Check back each month for our latest finds. If what you need isn't listed here, send me an email at rb@teamlynn.com or call me at 214-675-6992 and we will set up a search specifically to meet your needs. That way you can beat other buyers to the best properties. You might notice at times there are more than TEN best buys. That's just one way we add value for our clients. We always try to meet, but beat your expectations. Most realtors hate unique homes, I thrive on them, so if you are looking for a unique home, call me first and we'll do our best to find you the right home for your needs.
If you have a unique home and need to sell and your favorite realtor is walking your home saying "Oh my", give them the Donald Trump "You're fired" and hire me. You want to hear "WOW", "Cool", and "Awesome" from the realtor who will sell your home. Plus you home can be featured here and exposed to buyers who don't want a tract home.
Bruce Lynn
Keller Williams Realty
120 S. Denton Tap #305
Coppell, TX 75019
214-675-6992
rb@teamlynn.com
www.dfwSnapshot.com
www.realconometrics.com
www.MetroplexHomeSalesInfo.com































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